Default Options and Insurance Demand
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https://www.nber.org/papers/w27381
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Default options may provide a low-cost way of influencing behaviour without modifying incentives and constraining choices between alternatives. We study whether defaults can be used to increase insurance coverage against low-probability/high-impact risks, like floods, and whether past flood
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美国国家经济研究局创建时间：
2020-06-01
