金融聯合徵信中心企業綠色授信統計趨勢資料
收藏资源简介：
資料來源為聯徵中心各會員機構所報送之「授信餘額月報資料」，在區隔各綠色支出類別下，加總企業所有之綠色授信筆數及金額。參考LMA、LSTA、APLMA三協會所發布之相關指引，並參酌國內金融機構實務運作情形，所稱「綠色授信」係指專供合格綠色專案使用之授信(可包含資產購置、投資，和其他相關及支援性支出，例如研發支出)，企業戶同時符合《綠色授信原則》四項核心構成要素。綠色支出類別，即綠色專案類別，共12項，代號為A~K及Z，對應的綠色專案類別依序為: A.再生能源、B.節能、C.污染防治、D.生命自然資源之環境永續管理及土地利用、E.地域與水域生物多樣性保護、F.潔淨交通運輸、G.永續水源及廢水處理、H.氣候變遷調適、I.具循環經濟調適之產品、生產技術或製程、J.綠能建築、K綠色技術、Z.其他。綠色授信之未逾期及逾期金額之加總，即定義為綠色授信總金額。不包含呆帳之授信帳戶。
The dataset is sourced from the "Monthly Credit Balance Reports" submitted by member institutions of the Joint Credit Information Center (JCIC). For each green expenditure category, the total number and amount of green credit facilities for all enterprises are aggregated. Referring to the relevant guidelines issued by the three associations: LMA, LSTA, and APLMA, and taking into account the actual operational practices of domestic financial institutions, the term "green credit" refers to credit facilities exclusively used for qualified green projects (which may include asset purchases, investments, and other related and supporting expenditures such as R&D expenses), and enterprise clients must simultaneously meet the four core components of the "Green Credit Principles". Green expenditure categories, i.e., green project categories, consist of 12 items with codes A to K and Z. The corresponding green project categories are listed in order as follows: A. Renewable Energy, B. Energy Conservation, C. Pollution Prevention and Control, D. Environmental Sustainable Management and Land Utilization of Living Natural Resources, E. Biodiversity Conservation in Regions and Waters, F. Clean Transportation, G. Sustainable Water Resources and Wastewater Treatment, H. Climate Change Adaptation, I. Products, Production Technologies or Processes for Circular Economy, J. Green Energy Buildings, K. Green Technology, Z. Others. The total green credit amount is defined as the sum of non-overdue and overdue amounts of green credit facilities. Credit accounts classified as bad debts are excluded.
