RateWatch Scholar

RateWatch provides 3 datasets containing interest rates for deposits, loans and fees at branch level for U.S. financial institutions covering over 96,000 locations. Data is gathered from institutions of all types and sizes. The largest depth of data is around consumer products such as CDs, Savings, Checking, Money Markets, Auto Loans, Home Equity Loans and Mortgages. Within each category, details are available for multiple terms and/or dollar tiers. Data includes several identifying fields including institution name, address, routing number, asset size, institution type, MSA codes, latitude, longitude, state and city FIPS code. Consult relevant data dictionary for more information. File structure: text delimited (delimiter: pipe). "Join" file provides cross reference between an institution's rate setting location and its other branches. A given Institution may have multiple rate setting locations that may vary by product type. DATA AVAILABLE FOR YEARS: 2001-2024 (2025-02-05)