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Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process

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NBER2011-12-01 更新2025-01-04 收录
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We evaluate laws designed to protect borrowers from foreclosure. We find that these laws delay but do not prevent foreclosures. We first compare states that require lenders to seek judicial permission to foreclose with states that do not. Borrowers in judicial states are no more likely to cure and

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2011-12-01
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