Number of employees in the U.S. property and casualty insurance industry 2005-2023

The number of people employed in the property and casualty insurance industry in the United States increased in 2023. In that year, there were approximately 680,500 people employed in this sector, up from 684,900 in the previous year. This figure trended downward in the decade prior to 2014, before trending upwards over the second half of the 2010s. What is property and casualty insurance?Property and casualty (P&C) insurance is a type of insurance which covers risks related to the loss or damage of property. This kind of insurance coverage is primarily concerned with two aspects of protection, namely the protection of physical objects (such as cars, houses, etc.) as well as protection against legal liability (in the event that one is found legally responsible for injury or damage incurred by another party). In 2023, the direct premiums of P&C insurance in the United States amounted to almost 1000 billion U.S. dollars. Who are the leading P&C insurers in the U.S.?In 2023, the American property/casualty industry was led by State Farm. Based in Illinois, State Farm Insurance is a large group of mutual insurers throughout the United States. That year, State Farm held nearly ten percent of the market share – almost three percent more than their closest competitor, Nationwide.

2023年，美国财产及意外伤害保险行业就业人数有所增长。当年，该领域从业人员数量约为68.05万人，较上一年增长至68.49万人。在此十年之前，该数字呈现下降趋势，而在2010年代后半叶，这一趋势发生了逆转。那么，何为财产及意外伤害保险？财产及意外伤害保险（P&C Insurance）是一种涵盖财产损失或损害相关风险的保险类型。此类保险保障主要关注两个方面的保护，即实体对象（如汽车、房屋等）的保护，以及应对法律责任（若被判定对他人所受伤害或造成的损害负有法律责任）。2023年，美国财产及意外伤害保险的直接保费总额高达近1万亿美元。美国领先的财产及意外伤害保险公司是谁？2023年，美国财产/意外伤害保险行业由州立农场保险公司（State Farm）领衔。总部位于伊利诺伊州的州立农场保险公司是美国一家大型相互保险公司集团。当年，州立农场保险公司占据了近10%的市场份额，比其最接近的竞争对手全美保险集团（Nationwide）高出近3个百分点。