Lender Automation and Racial Disparities in Credit Access
收藏NBER2021-10-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w29364
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资源简介：
Process automation reduces racial disparities in credit access through enabling smaller loans, broadening banks geographic reach, and removing human biases from decision-making. We document these findings in the context of the Paycheck Protection Program (PPP), a setting where private lenders faced
提供机构：
美国国家经济研究局
创建时间：
2021-10-01
