公安大数据-负面行为核验

该产品是以公安部门的大数据为基础，提供对个人负面行为进行核验的功能。用户可通过输入姓名和身份证号，即可获得该个人的不良记录说明以及风险等级的划分（包括重大风险、高风险、中风险、中低风险、低风险、无风险）。该产品的数据更新频率较高，覆盖范围涉及多种类型的不良行为信息。目前仅限保险、银行、国企等合作机构申请使用，并需经过执委会审批后方可开放测试。在测试之前，合作机构需与我司签署承诺函并将资源方报备。

This product is developed based on public security big data, providing verification services for individuals' adverse behaviors. Users can obtain the detailed explanation of an individual's adverse records and the corresponding risk level classification (including critical risk, high risk, medium risk, medium-low risk, low risk, and no risk) by entering the individual's name and ID card number. The product has a high data update frequency and covers various types of adverse behavior information. Currently, its usage is only open to cooperating institutions such as insurance companies, banks, state-owned enterprises and other similar entities, and test access will only be granted after approval by the executive committee. Prior to the test launch, cooperating institutions are required to sign a commitment letter with our company and submit the relevant information of the resource parties for official filing.

搜集汇总

背景与挑战

背景概述

该数据集基于公安部门大数据，提供个人负面行为核验功能，用户可通过姓名和身份证号查询不良记录和风险等级（包括重大风险至无风险等级别）。数据更新频率高，覆盖多种不良行为信息，但仅限保险、银行、国企等合作机构申请使用，需经审批和签署承诺函。