信贷洞察分

依托集团体系业务积累的数据，构建数据算法底座，基于海量样本、机器学习等技术的金融场景C端风控标准评分产品，重点关注信贷准入风险，分数范围在0-100之间，分值越高风险越大，可用于策略前筛、准入模型，构建的模型评分。

This standard credit risk scoring product for consumer (C-end) financial scenarios is developed based on a data algorithm foundation built with data accumulated through the group's systematic business operations, and leverages technologies such as machine learning and massive sample data. It focuses primarily on credit access risk, with scores ranging from 0 to 100, where a higher score indicates greater risk. The product can be used for pre-strategy screening, as an access model, and for generating model scores.

搜集汇总

背景与挑战

背景概述

信贷洞察分是一个金融风控评分数据集，由蚂蚁区块链科技提供，基于机器学习和海量样本技术，用于评估信贷准入风险，分数范围为0-100分，分值越高表示风险越大。