Average debt of new mortgage borrowers in Sweden 2022, by age

Mortgage debtors between 30 and 50 years had debts of the highest average value in Sweden in 2022, amounting to almost 3.18 million Swedish kronor. The corresponding figure for the age group of 18 to 30 years old was roughly 2.18 million Swedish kronor. The average debt value of new mortgage borrowers in Sweden has gradually increased since 2012. In Sweden, about half of the households live in an owner-occupied home with a mortgage, making it one of the biggest mortgage markets in Europe. The country has the fifth-highest value of mortgages outstanding but ranks lower in terms of gross residential mortgage lending.

在2022年，瑞典30至50岁的抵押贷款债务人的债务平均价值位居全国最高，高达约318万瑞典克朗。相应地，18至30岁年龄段的债务平均值约为218万瑞典克朗。自2012年以来，瑞典新抵押贷款借款人的平均债务价值持续攀升。在瑞典，大约有一半的家庭居住在拥有抵押贷款的自有住房中，使其成为欧洲最大的抵押贷款市场之一。尽管该国未偿抵押贷款的总额位居第五，但在总住宅抵押贷款发放量方面则排名较低。