Uniform Commercial Code

A UCC lien, or UCC filing, is a notice that a lender has a security interest in one or more of your assets. UCC liens can be filed against businesses or individuals. When Does a UCC Filing Occur: When your business enters into a financing agreement that is secured by collateral, a UCC lien could be filed against any assets you pledged to secure the loan. Other types of liens typically get filed because of something bad happening, such as not paying your taxes. A UCC lien is a normal part of small business financing. The lien serves as notice to all potential creditors that you owe lender money and that your assets are pledged to that lender until you repay the debt. UCC data elements will be provided from all states available, including Delaware, except Kansas, Minnesota, and New Mexico, due to current state restrictions regarding the use of UCCdata for marketing purposes. Tables Included: - UCC Filing and Filing Chain Information Fields Available: - Filing Information (Type, Code, Date, and more) - Debtor Name - Debtor Type - Business Type - Debtor Address (Street, City, State, Zip) - Title - Full Name - Last Name - Creditor Information (Name, Address, and More) - Gender - Ethnicity - Email Address - URL - Phone (With Area Code) - Debtor Risk Class - Debtor Score - SIC - NAICS - Employee Size - Sales - Year Business Started And Much More Example Use Case: ADC UCC is best used to dive into the financial UCC information across multiple industries, geos, or specific businesses.

搜集汇总

背景与挑战

背景概述

该数据集涵盖美国统一商法典（UCC）留置权信息，记录了企业或个人在融资中以资产作为抵押时产生的法律备案。数据包含备案详情、债务人及债权人信息、风险评分等字段，适用于多行业、地域或特定企业的金融分析，覆盖除堪萨斯、明尼苏达和新墨西哥州外的全美范围。