反欺诈-逾期风险识别

反欺诈-逾期风险识别，通过对金融机构使逾期催收电话码号分析，识别发生逾期风险用户，帮助金融机构及时发现已发生逾期人群，提升贷款的回收率，减少坏账损失，优化资产质量。

Anti-Fraud - Overdue Risk Identification Dataset: By analyzing the phone numbers used for overdue collection calls by financial institutions, this dataset identifies users at risk of loan overdue. It helps financial institutions timely detect users who have already defaulted on their loans, improve loan recovery rates, reduce bad debt losses, and optimize asset quality.

搜集汇总

背景与挑战

背景概述

该数据集用于识别金融机构用户的逾期风险，通过分析催收电话码号数据，帮助机构及时发现逾期人群，优化资产质量并降低坏账率。