Sources of Inaction in Household Finance: Evidence from the Danish Mortgage Market
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https://www.nber.org/papers/w21386
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资源简介：
We build an empirical model to decompose delays in mortgage refinancing into time-dependent inaction (a low probability of responding to a refinancing incentive in a given quarter) and state- dependent inaction (a psychological addition to the financial cost of refinancing). We estimate the model on
提供机构：
美国国家经济研究局
创建时间：
2015-07-01
