European bank regulatory data: The EBA disclosures panel (2012-2025)

This dataset provides an analysis-ready panel of European bank regulatory disclosures compiled from all EBA Transparency Exercise (TE) releases since 2014 and extended back to 2013 using the EBA 2013 stress test dataset. The EBA compiles the TE files from banks’ COREP and FINREP submissions, offering cross-bank comparability. Coverage spans large banks in EU Member States and EEA countries (notably Norway and Iceland), with semi-annual observations in early vintages (2012–2017) and quarterly observations from 2018 and onward. The panel includes key capital and leverage ratios, balance sheet and P&L items, RWA components, and detailed credit risk exposure breakdowns by portfolio and geography. The dataset and data dictionary are provided in long format as csv and parquet files. The README.md is most easily accessed through the GitHub repo: https://github.com/ericc001/european-bank-regulatory-data本数据集提供一套可直接用于分析的欧洲银行监管披露面板数据集，其数据源自欧洲银行管理局（European Banking Authority, EBA）2014年以来发布的全部透明度测试（Transparency Exercise, TE）报告，并依托EBA 2013年压力测试数据集将时间范围回溯至2013年。欧洲银行管理局从各银行提交的COREP与FINREP报表中整合生成透明度测试文件，以此保障跨银行间的可比性。数据集覆盖欧盟成员国及欧洲经济区（European Economic Area, EEA）国家的大型银行，其中包括挪威与冰岛等国；2012至2017年的早期批次采用半年度观测频率，2018年起调整为季度观测频率。该面板数据集包含核心资本与杠杆率指标、资产负债表及损益表项目、风险加权资产（Risk-Weighted Assets, RWA）组成部分，以及按业务组合与地域维度划分的详细信用风险敞口分类明细。本数据集与配套数据字典均以长格式存储，提供CSV与Parquet两种文件格式。 README.md文件可通过该GitHub仓库https://github.com/ericc001/european-bank-regulatory-data 便捷获取。