The Empirical Importance of Precautionary Saving
收藏NBER2001-02-01 更新2025-01-04 收录
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https://www.nber.org/papers/w8107
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One of the basic motives for saving is the accumulation of wealth to insure future welfare. Both introspection and extant research on consumption insurance find that people face substantial risks that they do not fairly pool. In theory, the consumption and wealth accumulation of price-taking
储蓄的基本动机之一,是积累财富以保障未来福祉。无论是个体自省,还是现有关于消费保险(consumption insurance)的研究均表明,人们面临着诸多难以实现公平风险分摊的重大风险。从理论层面而言,价格接受者的消费与财富积累
提供机构:
美国国家经济研究局
创建时间:
2001-02-01



