VPRS 756 Settlers' Accounts, Mallee Division

This series consists of the Settlers Accounts, Melbourne Division . Other series of the same types of accounts are VPRS 14452 / P Settlers Accounts, Eastern Division and VPRS 755 Settlers Accounts, Melbourne Division.Section 30 of the Closer Settlement Act 1932 provided that the whole of a settlers liability to the newly established Closer Settlement Commission should be consolidated into one debt instead of the separate ones for the land and for advances and for arrears of interest. For the five years from 30 June 1932 the settler was required to pay a maximum instalment amounting to a maximum of six and a half per cent per annum of the amount of the consolidated debt. The settler could appeal to the Commission for a reduction of this instalment on a number of grounds including the exigencies of the season and prices and the needs of the lessee and his family. Land and improvements were to be then re-valued on 30 June 1937 with the consequent writing off of any deficiency in the valuation, as compared with the liabilities. The settler was to be provided with a statement by the Commission as each half - yearly instalment became due. This would show all transactions during the preceding half-year and the balance outstanding at the instalment date.A considerable number of these settlers accounts contain a Consolidated Debt Account sheet prepared in 1932 showing summary details of liabilities and payments from 1928. Details included the original capital value of the property, less any amount written off prior to 1932, the capital value, the value of improvements and other advances and the amount of interest due for both the land and for advances as well as the total indebtedness.Following sheets recording liabilities and payments after the 1932 consolidation of debts give the name of the settler and the location and area of the land. Details are given for each half-year of the dates of statements, the particulars, the debits and credits and the balance remaining for payment on the account as well as any adjustment of the instalment amount. The principal and interest owing and the total remaining as well as balances in trust accounts are shown.

本系列档案包含墨尔本分部定居者账目。同类型账目的其他系列包括VPRS 14452/P《东部分部定居者账目》及VPRS 755《墨尔本分部定居者账目》。1932年《近距离定居法》（Closer Settlement Act 1932）第30条规定，定居者向新成立的近距离定居委员会（Closer Settlement Commission）所负的全部债务，应合并为单一债务，而非分别针对土地、垫付款及拖欠利息的多项独立债务。1932年6月30日起的五年内，定居者需缴纳的最高分期还款额，不得超过合并后债务总额的年利率6.5%。定居者可基于多项理由向委员会申请减免分期还款额，包括当季实际情况、市场价格，以及承租人及其家庭的需求。1937年6月30日将对土地及改良设施进行重新估值，若估值结果低于负债总额，则相应冲减该估值差额。委员会需在每半年分期还款到期时，向定居者提供结算清单，列明上半年度的全部交易明细，以及分期还款到期日的未结余额。大量此类定居者账目包含1932年编制的《合并债务账户》工作表，汇总展示1928年起的负债及付款详情，具体包括：物业原始资本价值（扣除1932年前已冲减的金额）、资本价值、改良设施价值、其他垫付款项，以及针对土地及垫付款项的应付利息总额，即总负债额。1932年债务合并后，记录负债及付款情况的后续工作表会列明定居者姓名、土地位置及面积。每半年的结算单日期、交易详情、借方与贷方发生额、账户待付余额，以及分期还款额的调整情况均有详细记录，同时会列明应付本金及利息、剩余总欠款，以及信托账户中的余额。