Mexico - Global Financial Inclusion (Global Findex) Database 2011

Well-functioning financial systems serve a vital purpose, offering savings, credit, payment, and risk management products to people with a wide range of needs. Yet until now little had been known about the global reach of the financial sector - the extent of financial inclusion and the degree to which such groups as the poor, women, and youth are excluded from formal financial systems. Systematic indicators of the use of different financial services had been lacking for most economies. The Global Financial Inclusion (Global Findex) database provides such indicators. This database contains the first round of Global Findex indicators, measuring how adults in more than 140 economies save, borrow, make payments, and manage risk. The data set can be used to track the effects of financial inclusion policies globally and develop a deeper and more nuanced understanding of how people around the world manage their day-to-day finances. By making it possible to identify segments of the population excluded from the formal financial sector, the data can help policy makers prioritize reforms and design new policies.

运行良好的金融体系肩负着至关重要的使命，可为具备各类金融需求的群体提供储蓄、信贷、支付及风险管理类金融产品。然而此前，人们对金融行业的全球覆盖范围——即金融普惠（Financial Inclusion）的程度，以及贫困人群、女性、青年等群体被排斥在正规金融体系之外的比例——几乎一无所知。多数经济体此前均缺乏针对各类金融服务使用情况的系统性衡量指标。全球金融普惠（Global Financial Inclusion，简称Global Findex）数据库提供了此类衡量指标。该数据库收录了首批Global Findex指标，用于衡量全球140余个经济体成年人的储蓄、借贷、支付与风险管理行为。本数据集可用于追踪全球范围内金融普惠政策的实施效果，帮助人们更深入、更细致入微地理解全球民众如何打理日常财务。通过精准识别被正规金融体系排斥的人口群体，该数据集能够助力政策制定者合理排序改革优先级，并设计全新的政策方案。