Survey of Financial Security, 2012 [Canada]

The purpose of the survey is to collect information from a sample of Canadian families on their assets, debts, employment, income and education. This helps in understanding how family finances change because of economic pressures. </p> The SFS provides a comprehensive picture of the net worth of Canadians. Information is collected on the value of all major financial and non-financial assets and on the money owing on mortgages, vehicles, credit cards, student loans and other debts. A family's net worth can be thought of as the amount of money they would be left with if they sold all of their assets and paid off all of their debts. </p> The survey data are used by government departments to help formulate policy, the private sector and by individuals and families to compare their wealth with those of similar types of families.

本调查旨在从加拿大家庭抽样样本中收集其资产、负债、就业状况、收入及教育相关信息，以助力解析家庭财务状况受经济压力影响的变化规律。</p> 本次调查（SFS）能够全面展现加拿大人的净资产全貌，收集了各类主要金融与非金融资产的价值，以及抵押贷款、车辆贷款、信用卡欠款、助学贷款与其他各类负债的金额。家庭净资产可被定义为：若出售全部资产并清偿所有债务后剩余的资金总额。</p> 该调查数据可供政府部门用于辅助政策制定，也可供私营部门、个人及家庭将自身财富与同类型家庭进行对比。