惠州农村商业银行股份有限公司信贷风险客户模型数据集

本数据集源自惠州农村商业银行股份有限公司预警任务处理系统，该数据集包含一系列信贷高风险客户的模型预警数据，包含预警级别、预警时间、预警解除状态、预警解除时间、处理状态、处理完成时间等关键字段。数据经清洗标准化、脱敏、存储、处理分析后形成结构化数据集，可用于信贷风险评估、风险预警管理、客户信用分析等场景。

This dataset is sourced from the early warning task processing system of Huizhou Rural Commercial Bank Co., Ltd. It contains a series of model-based early warning data for high-risk credit customers, with key fields including warning level, warning time, early warning release status, early warning release time, processing status and processing completion time. After undergoing cleaning, standardization, desensitization, storage and analytical processing, the data is formed into a structured dataset, which can be applied to scenarios such as credit risk assessment, risk early warning management and customer credit analysis.

搜集汇总

背景与挑战

背景概述

该数据集由惠州农村商业银行股份有限公司提供，专注于信贷风险客户模型，包含102条结构化数据，涵盖预警级别、时间、状态等关键字段，并经过清洗、脱敏和标准化处理。数据集通过量化预警级别、计算预警持续天数和客户综合风险值，支持风险等级评估，适用于信贷风险管理、风险预警优化和客户信用分析等金融场景，数据实时更新并以xlsx格式存储。