APPLICATION OF ARTIFICIAL INTELLIGENCE IN FINANCIAL ANALYSIS AND RISK ASSESSMENT

This article explores the application of artificial intelligence (AI) in financial analysis and risk assessment. The study focuses on how AI technologies, including machine learning, neural networks, and predictive analytics, improve the accuracy and efficiency of financial decision-making. It highlights the role of AI in detecting financial risks, preventing fraud, and enhancing forecasting capabilities. The research also discusses the challenges and limitations associated with AI implementation in finance and proposes strategies for its effective integration into financial systems.本文探讨了人工智能（Artificial Intelligence）在金融分析与风险评估中的应用。本研究聚焦于人工智能技术——涵盖机器学习、神经网络与预测分析——如何提升金融决策的准确性与效率。本文着重阐明了人工智能在侦测金融风险、防范欺诈以及强化预测能力方面的核心作用。本研究同时探讨了金融领域人工智能落地所面临的挑战与局限，并提出了将其有效整合至金融系统的可行策略。