Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts
收藏NBER2019-12-01 更新2025-01-04 收录
下载链接：
https://www.nber.org/papers/w26498
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资源简介：
Many Americans live paycheck to paycheck, carry revolving credit balances, and have little liquidity to absorb financial shocks. One consequence of this financial vulnerability is that many individuals use a portion of their retirement savings during their working years. For every $1 that flows into
诸多美国人仅靠薪金勉强维持收支平衡，背负循环信贷余额，且几乎无足够流动性以应对金融冲击。此类金融脆弱性所引发的后果之一，便是诸多在职个体在工作期间便动用部分退休储蓄。每流入1美元的
提供机构：
美国国家经济研究局
创建时间：
2019-12-01
