Texas Liability Insurance Closed Claim Data 2006

The Texas Department of Insurance (TDI) requires all malpractice carriers to submit reports of commercial liability closed claims involving bodily injury settled under Texas law. Malpractice carriers are required by TDI to submit two separate forms: a short form and a long form. For claims closed prior to September 1, 2009, the short form related to liability claims closed with bodily injury indemnity settlements over $10,000 but less than $25,000, and the long form related to those c laims with settlements of $25,000 or more. After September 1, 2009, the short form related to liability claims closed with bodily injury indemnity settlements over $25,000 but less than $75,000, and the long form related to those claims with settlements of $75,000 or more. TDI collects these forms on a quarterly basis and reviews the forms manually and electronically to monitor data quality. Insurers submit over 17,000 claims per year that account for over $1 billion in paid sett lements. TDI makes the closed claim data per calendar year and an annual report available to the public.

德克萨斯州保险署（Texas Department of Insurance, TDI）要求所有医疗事故承保机构提交依据德克萨斯州法律解决的、涉及人身伤害的商业责任已结索赔报告。该类承保机构需向TDI提交两种独立表格：简表与长表。2009年9月1日之前结案的索赔中，简表适用于人身伤害赔偿金和解金额介于10000美元至25000美元之间的责任索赔，长表则适用于和解金额达25000美元及以上的此类索赔。2009年9月1日之后，简表适用于人身伤害赔偿金和解金额介于25000美元至75000美元之间的责任索赔，长表适用于和解金额达75000美元及以上的此类索赔。TDI每季度收集此类表格，并通过人工与电子审核相结合的方式监控数据质量。承保机构每年提交的索赔数量超过17000笔，涉及的已付和解总金额超过10亿美元。德克萨斯州保险署会将每个日历年的已结索赔数据及年度报告向公众公开。