The Impact of Lump-Sum Retirement Withdrawals on Labor Supply: Evidence from Peru
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https://www.nber.org/papers/w32380
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We examine the labor supply impact of a 2016 policy that allows retirement-eligible individuals covered by Perus private pension system to receive retirement benefits as a lump sum rather than as an annuity. We present a theoretical model predicting that, for liquidity constrained workers, the lump
我们考察了2016年一项政策的劳动供给效应，该政策允许受秘鲁私人养老金体系（Peru's private pension system）覆盖的符合退休资格的参保人员，选择以一次性给付而非年金（annuity）的形式领取养老金待遇。我们提出了一个理论模型，该模型预测，对于流动性约束（liquidity constrained）劳动者而言，一次性
提供机构：
美国国家经济研究局
创建时间：
2024-04-01
