The Effects of Default Choice on Student Loan Borrowing: Experimental Evidence from a Public Research University
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https://www.nber.org/papers/w28703
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资源简介：
We explore the role of defaults and choice architecture on student loan decision-making, experimentally testing the impact pre-populating either decline or accept decisions compared to an active choice, no pre-population, decision. We demonstrate that the default choice presented does influence
本研究探讨默认选项与选择架构（Choice Architecture）在学生贷款决策中的作用，通过实验检验相较于无预填的主动选择决策，预填拒绝或接受选项所产生的影响。研究表明，所呈现的默认选择确实会影响
提供机构：
美国国家经济研究局
创建时间：
2021-04-01
