ATM Statistics 2024: Key Trends and Market Insights for the Global ATM Industry

<h2>Editor's Choice: Key Global Trends in ATM Usage</h2>
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<li><strong>Worldwide ATM installations</strong> are expected to decrease slightly by <strong>1.5% in 2024</strong>, as digital payments grow in popularity across multiple regions.</li>
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<li><strong>Global ATM withdrawals</strong> remain robust, with over <strong>$13 trillion</strong> processed in cash withdrawals in <strong>2023</strong>, showing the enduring relevance of cash in everyday transactions.</li>
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<li>The <strong>Asia-Pacific region</strong> continues to lead in <strong>ATM deployments</strong>, accounting for nearly <strong>50%</strong> of all global installations, driven by countries like <strong>China</strong> and <strong>India</strong>.</li>
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<li><strong>Cash remains king</strong> in <strong>developing economies</strong>, where <strong>87%</strong> of total consumer transactions still occur using physical cash.</li>
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<li>By contrast, <strong>Western Europe</strong> is expected to see a reduction in <strong>ATM usage</strong> by <strong>7%</strong> in <strong>2024</strong>, as <a href="http://coinlaw.io/digital-banking-statistics/">digital banking</a> becomes more entrenched.</li>
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<li>The rise of <strong>cardless ATMs</strong> is accelerating, with <strong>20% of global ATMs</strong> now supporting <strong>mobile-based</strong> withdrawals, which is expected to reach <strong>30% by 2025</strong>.</li>
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<li><strong>Contactless ATM transactions</strong> grew by <strong>22% in 2023</strong>, highlighting consumer demand for faster, safer, and more convenient cash access methods.</li>
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<td class="has-text-align-center" data-align="center"><strong>Category</strong></td>
<td class="has-text-align-center" data-align="center"><strong>Data/Trend</strong></td>
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<td class="has-text-align-center" data-align="center">Decrease in global ATM installations</td>
<td class="has-text-align-center" data-align="center">1.5% decrease in 2024</td>
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<td class="has-text-align-center" data-align="center">Total cash withdrawals globally in 2023</td>
<td class="has-text-align-center" data-align="center">$13 trillion</td>
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<td class="has-text-align-center" data-align="center">Share of ATM installations in Asia-Pacific</td>
<td class="has-text-align-center" data-align="center">50% of global installations</td>
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<td class="has-text-align-center" data-align="center">Cash transactions in developing economies</td>
<td class="has-text-align-center" data-align="center">87% of total consumer transactions</td>
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<td class="has-text-align-center" data-align="center">Decline in Western Europe ATM usage</td>
<td class="has-text-align-center" data-align="center">7% decrease in 2024</td>
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<td class="has-text-align-center" data-align="center">ATMs supporting mobile withdrawals (2024)</td>
<td class="has-text-align-center" data-align="center">20% globally (expected 30% by 2025)</td>
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<td class="has-text-align-center" data-align="center">Growth in contactless ATM transactions (2023)</td>
<td class="has-text-align-center" data-align="center">22% growth</td>
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编者精选：全球自动柜员机（Automated Teller Machine，ATM）使用关键趋势

- **全球自动柜员机装机总量**：受多地区数字支付普及影响，预计2024年将小幅下滑1.5%。
- **全球自动柜员机现金取款业务**：表现依旧强劲，2023年现金取款交易总额突破13万亿美元，彰显现金在日常交易中的持久地位。
- **亚太地区**：以中国、印度为核心驱动力，自动柜员机部署量持续领跑全球，占全球总装机量的近50%。
- **发展中经济体**：现金仍占据交易主导地位，87%的消费者交易仍通过实体现金完成。
- **西欧地区**：与之形成鲜明对比，随着数字银行（digital banking）服务愈发普及，2024年自动柜员机使用量预计下滑7%。
- **无卡自动柜员机（cardless ATMs）**：发展势头持续加快，目前全球已有20%的自动柜员机支持移动取款，预计2025年这一比例将升至30%。
- **非接触式自动柜员机交易**：2023年同比增长22%，反映出消费者对更快捷、安全且便捷的现金存取方式的旺盛需求。

### 核心数据概览
| 类别 | 数据/趋势 |
| :---: | :---: |
| 全球自动柜员机装机总量下滑 | 2024年下滑1.5% |
| 2023年全球现金取款总额 | 13万亿美元 |
| 亚太地区自动柜员机装机量占比 | 占全球总装机量的50% |
| 发展中经济体现金交易占比 | 占消费者总交易的87% |
| 西欧地区自动柜员机使用量下滑 | 2024年下滑7% |
| 支持移动取款的自动柜员机占比（2024年） | 全球占比20%，预计2025年达30% |
| 2023年非接触式自动柜员机交易增长率 | 22%