State of New York Mortgage Agency (SONYMA) Target Areas by Census Tract

Listing of SONYMA target areas by US Census Bureau Census Tract or Block Numbering Area (BNA).
The State of New York Mortgage Agency (SONYMA) targets specific areas designated as ‘areas of chronic economic distress’ for its homeownership lending programs. Each state designates ‘areas of chronic economic distress’ with the approval of the US Secretary of Housing and Urban Development (HUD). SONYMA identifies its target areas using US Census Bureau census tracts and block numbering areas. Both census tracts and block numbering areas subdivide individual counties. SONYMA also relates each of its single-family mortgages to a specific census tract or block numbering area.
New York State identifies ‘areas of chronic economic distress’ using census tract numbers. 26 US Code § 143 (current through Pub. L. 114-38) defines the criteria that the Secretary of Housing and Urban Development uses in approving designations of ‘areas of chronic economic distress’ as: i) the condition of the housing stock, including the age of the housing and the number of abandoned and substandard residential units, (ii) the need of area residents for owner-financing under this section, as indicated by low per capita income, a high percentage of families in poverty, a high number of welfare recipients, and high unemployment rates, (iii) the potential for use of owner-financing under this section to improve housing conditions in the area, and (iv) the existence of a housing assistance plan which provides a displacement program and a public improvements and services program.
The US Census Bureau’s decennial census last took place in 2010 and will take place again in 2020. While the state designates ‘areas of chronic economic distress,’ the US Department of Housing and Urban Development must approve the designation. The designation takes place after the decennial census.

纽约州抵押贷款代理机构（SONYMA）根据美国人口普查局的人口普查区或区块编号区域（BNA）编制的SONYMA目标区域清单。SONYMA针对被指定为‘长期经济困境区域’的特定地区，为其业主贷款项目提供支持。各州在获得美国住房和城市发展部（HUD）秘书的批准后，对‘长期经济困境区域’进行指定。SONYMA利用美国人口普查局的人口普查区和区块编号区域来识别其目标区域。人口普查区和区块编号区域均将单个县划分成更小的区域。SONYMA还将其每一笔单户抵押贷款与特定的人口普查区或区块编号区域相关联。纽约州使用人口普查区编号来识别‘长期经济困境区域’。美国法典第26卷第143条（截至《公法第114-38号》通过）定义了住房和城市发展部秘书在批准‘长期经济困境区域’指定时使用的标准：i）住房存量状况，包括住房的年龄以及废弃和不合格住宅单元的数量，（ii）根据人均收入低、贫困家庭比例高、福利接受者数量多和高失业率，区域居民需要在本节下获得业主融资，（iii）本节下业主融资的潜在用途，以提高该区域的住房条件，（iv）存在住房援助计划，该计划提供搬迁计划和公共改善及服务计划。美国人口普查局上一次进行的十年一次的人口普查是在2010年，下一次将在2020年进行。尽管州政府指定‘长期经济困境区域’，但美国住房和城市发展部必须批准该指定。指定在十年一次的人口普查之后进行。