The Effect of Annuities on Longevity
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https://www.nber.org/papers/w35082
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We examine how annuities affect longevity using administrative payout data on approximately 600,000 Chilean retirees from 2004 to 2022. To address selection into annuitization, we exploit the fact that annuity sales vary with recent market returns, a pattern consistent with extrapolative beliefs. We
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美国国家经济研究局创建时间：
2026-04-01
