Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market
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This paper presents new evidence on the importance of adverse selection in insurance markets. We use a unique data set, consisting of all annuity policies sold by a large U.K. insurance company since the early 1980s, to analyze mortality differences across groups of individuals who purchased
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美国国家经济研究局创建时间：
2000-12-01
