Unlocking Mortgage Lock-In: Equilibrium Effects in a Spatial Housing Ladder Model
收藏NBER2026-05-01 更新2026-05-30 收录
下载链接：
https://www.nber.org/papers/w35237
下载链接
链接失效反馈官方服务：
资源简介：
Mortgage borrowers are "locked in": forgoing moves to hold on to low rates. Lock-in reduces both housing supply, through households who do not sell, and demand, through households who do not buy elsewhere, evidenced by a 40% drop in U.S. existing home sales between 2022 and 2024. We show that
提供机构：
美国国家经济研究局创建时间：
2026-05-01
