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Cost of Service Regulation in U.S. Health Care: Minimum Medical Loss Ratios

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NBER2017-05-01 更新2025-01-04 收录
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A health insurer's Medical Loss Ratio (MLR) is the share of premiums spent on medical claims. The Affordable Care Act introduced minimum MLR provisions for all health insurance sold in fully-insured commercial markets, thereby capping insurer profit margins, but not levels. While intended to reduce

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2017-05-01
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