Screening in Contract Design: Evidence from the ACA Health Insurance Exchanges
收藏NBER2016-11-01 更新2025-01-04 收录
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https://www.nber.org/papers/w22832
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资源简介：
We study insurers use of prescription drug formularies to screen consumers in the ACA Health Insurance Exchanges. We begin by showing that Exchange risk adjustment and reinsurance succeed in neutralizing selection incentives for most, but not all, consumer types. A minority of consumers,
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美国国家经济研究局创建时间：
2016-11-01
