Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-cost Loan Borrowers
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The appropriateness of many high-cost loan regulations depends on whether demand is driven by financial conditions (misfortunes) or imperfect decisions (mistakes). Bank records from Iceland show borrowers have especially low liquidity just before getting a loan, but their spending is not especially
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美国国家经济研究局创建时间：
2019-09-01
