银行机构网点画像数据集

银行机构网点画像项目基于银行内部数据挖掘，制定属性标签生成机构画像，共两期。一期项目主要对机构网点存款、贷款、地理位置、房屋租赁等信息进行仪表盘综合展示；二期项目结合机构画像进行系统开发，从金融产品及服务、财务健康和盈利提升、风险防范和管理、客户服务和体验、社会责任和可持续发展等多个维度对机构进行综合评价，保证机构评价角度多维及客观性；从利润、资本占用、风险控制、业务规模、客户、可持续发展等方面构建金字塔形的三级指标体系，体系中约300个指标，保证输出结果全面性和可控性；同时，根据监管及行业发展需要，合理配置了基础指标、核心指标、重点指标在画像体系中的权重，保证画像的合理和可解释性。

The Bank Branch Profiling Project, divided into two phases, generates institutional profiles by formulating attribute labels through internal bank data mining. The first phase mainly provides comprehensive dashboard displays of information such as deposits, loans, geographic locations, and housing leasing of institutional branches. The second phase develops supporting systems based on the established institutional profiles, and conducts comprehensive evaluations of institutions from multiple dimensions including financial products and services, financial health and profit enhancement, risk prevention and management, customer service and experience, social responsibility and sustainable development, to ensure the multi-dimensionality and objectivity of the institutional evaluation. A pyramid-structured three-level indicator system containing approximately 300 indicators is constructed from aspects such as profit, capital occupation, risk control, business scale, customers, and sustainable development, which guarantees the comprehensiveness and controllability of the output results. Meanwhile, the weights of basic indicators, core indicators and key indicators in the profiling system are reasonably allocated in line with the needs of supervision and industry development, so as to ensure the rationality and interpretability of the profiling.

搜集汇总

数据集介绍

特点

该数据集由徐州农村商业银行股份有限公司登记，主要用于银行机构网点的多维度综合评价，包括金融产品及服务、财务健康和盈利提升、风险防范和管理等多个领域。数据集包含约300个指标，采用excel格式，旨在通过机构画像帮助银行优化网点布局、提升客户满意度和风险管理能力。