Sources of Inaction in Household Finance: Evidence from the Danish Mortgage Market
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We build an empirical model to decompose delays in mortgage refinancing into time-dependent inaction (a low probability of responding to a refinancing incentive in a given quarter) and state- dependent inaction (a psychological addition to the financial cost of refinancing). We estimate the model on
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美国国家经济研究局创建时间：
2015-07-01
